If you get injured on the job, you will typically be eligible for workers’ comp since it was a work-related injury. Fault is not important in these cases, at least not in the sense that a worker being at fault can disqualify them from workers’ comp benefits. Even a worker who makes a mistake at work and suffers an injury should be covered, rather than denied.
As a general rule, it’s advisable that workers report their injuries immediately when they happen. They should talk to a supervisor who is on the site or even a company owner. In cases of severe injuries, of course, medical professionals will likely need to be called and so the company will be well aware that the worker was hurt.
But how long can someone wait to take action after this injury? Is there a statute of limitations to start the process?
You have two years
The legal statute of limitations for workers’ comp cases in Iowa is set at two years. This is the same limit that is used in many other states. It means that it is important not to delay filing a claim, which could be denied if you have exceeded the statute of limitations even though the evidence shows that you do deserve these benefits.
It’s also important to work quickly simply because of everything that workers’ comp can cover. For example, it can pay you a portion of your wages while you are recovering and no longer able to earn any. It can also help to cover your medical bills, which could be extensive, considering they are one of the top reasons that Americans file for bankruptcy every year.
If you have been hurt on the job, you don’t want to make any mistakes in this process and it’s important to know what steps to take next to see proper benefits.